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How Social Security Benefits Are Calculated
When to Claim and How Timing Affects Your Monthly Income
How Spousal and Survivor Benefits Work
How Social Security Is Taxed in Retirement
How Social Security Fits Into Your Overall Retirement Income Plan
This is a clear, educational workshop designed to help you understand how Social Security works before making a permanent claiming decision. We will walk through the rules, common misconceptions, and practical considerations so you can feel more confident about your next step.
No sales pitch. Just education.

Michael Andrews has been helping individuals and families navigate retirement income decisions since 2009. He specializes in Social Security planning, retirement income coordination, and helping clients make informed decisions about when and how to claim benefits.
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Andrews Insurance & Advisory.